IFSC stands for Indian Financial System Code and is used for electronic payment applications like NEFT (National Electronic Funds Transfer), RTGS
(Real Time Gross Settlement), and CFMS (Centralized Funds Management System) which have been developed by RBI (Reserve Bank of India). The IFSC code contains 11
characters which is alpha-numeric. The First 4 characters represent the Bank, while the 5th character is a default value of "0" and the last 6 characters represent
the branch of the Bank.
What is MICR Code:
MICR stands for Magnetic Ink Character Recognition which is printed on the cheque books to facilitate easy processing of cheques.
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